Step by step support for first time buyers
Buying your first home is exciting, but knowing where to start can feel overwhelming. How much can you borrow? What deposit do you need? Which mortgage is right for you?
I’ll talk you through your options, explain everything clearly and support you from that first conversation through to getting the keys.
Your home may be repossessed if you do not keep up with repayments on your mortgage.
Your first home, made simpler
There’s a lot to think about when buying your first home. Breaking it down into manageable steps makes the process much easier.
1.
2.
3.
4.
5.
6.
Our process
Tell me what you’re looking to do and I’ll get to know your circumstances.
I’ll look at the mortgage options available and explain them clearly.
Once you’ve decided what feels right, I’ll guide you through the application.
I’ll support you through the process and keep you updated along the way.
Calculate your mortgage
Get an idea of what your monthly mortgage payments could look like based on the amount you’re looking to borrow. Simply complete your details below.
What do I need to know or do next?
Buying your first home can feel overwhelming, but you don’t need to figure it all out on your own. Here are some of the questions I’m asked most often to help you understand what to expect and what to do next.
When should I speak to a mortgage adviser?
You don’t need to have found your dream home before speaking to me.
In fact, talking things through early can help you understand your options and what you may be able to afford, giving you a clearer idea of where you stand before you start your property search.
I'm a first-time buyer. Where do I start?
That’s exactly what I’m here for.
You don’t need to understand mortgages before getting in touch. We’ll start with a conversation about your circumstances and what you’re hoping to achieve, and I’ll explain the process step by step.
Can you help me if I'm self-employed?
Yes. Being self-employed can sometimes mean there is additional information to provide when applying for a mortgage. I’ll explain what may be required based on your individual circumstances and help you understand your options.
Do I need a large deposit to buy a home?
The deposit you’ll need can depend on a number of factors, including the mortgage and property you’re looking at.
I’ll help you understand what may be possible based on your individual circumstances.
Can you help if I don't know which mortgage I need?
Absolutely.
You don’t need to know which mortgage is right for you before getting in touch. That’s what the advice process is for.
I’ll look at your circumstances, understand what you’re trying to achieve and explain the options available to you.
Will you keep me updated during the mortgage process?
Yes. I’ll keep you informed about what’s happening and help you understand what needs to happen next.
My aim is to make the process feel as clear and manageable as possible.
First time buyer FAQ’s
Mortgage advice can come with a lot of questions. Here are some of the things I’m asked most often.
When should I speak to a mortgage adviser?
You don’t need to have found your dream home before speaking to me.
In fact, talking things through early can help you understand your options and what you may be able to afford, giving you a clearer idea of where you stand before you start your property search.
I'm a first-time buyer. Where do I start?
That’s exactly what I’m here for.
You don’t need to understand mortgages before getting in touch. We’ll start with a conversation about your circumstances and what you’re hoping to achieve, and I’ll explain the process step by step.
Can you help me if I'm self-employed?
Yes. Being self-employed can sometimes mean there is additional information to provide when applying for a mortgage. I’ll explain what may be required based on your individual circumstances and help you understand your options.
When should I start thinking about remortgaging?
It’s a good idea to start looking at your options before your current mortgage deal comes to an end.
Speaking to me early means we can look at what’s available and give you time to consider your options rather than leaving everything until the last minute.
Do I need a large deposit to buy a home?
The deposit you’ll need can depend on a number of factors, including the mortgage and property you’re looking at.
I’ll help you understand what may be possible based on your individual circumstances.
Can you help if I don't know which mortgage I need?
Absolutely.
You don’t need to know which mortgage is right for you before getting in touch. That’s what the advice process is for.
I’ll look at your circumstances, understand what you’re trying to achieve and explain the options available to you.
Will you keep me updated during the mortgage process?
Yes. I’ll keep you informed about what’s happening and help you understand what needs to happen next.
My aim is to make the process feel as clear and manageable as possible.